Before calling a contractor — and before filing an insurance claim — it helps to know what your damage might cost. This tool gives you a realistic cost range based on damage type and severity, using Northeast Ohio contractor data from 2024-2026.
Document before anything else. Photograph and video all damage before touching anything. This is your insurance evidence — timestamps matter.
Storm chasers are real. After every named weather event, out-of-state contractors appear in affected neighborhoods. Always verify Ohio contractor licensing before signing anything or paying a deposit.
Storm damage costs vary widely. Roof repairs: $300-$20,000+. Water intrusion: $1,500-$25,000. Tree on structure: $1,500-$15,000. Use the estimator above for a tailored range based on your specific damage types and severity.
Most standard policies cover wind, hail, lightning, and fallen tree damage. Flooding from outside (storm surge, rising water) typically requires separate flood insurance. Contact your insurer before any repairs begin.
Ensure safety first. Then document all damage with photos before touching anything — this is your insurance evidence. Contact your insurer to start a claim. Make only emergency temporary repairs if needed.
Always verify Ohio contractor licensing at the Ohio CILB before signing anything. Ask for a local business address and verifiable reviews. Never pay more than a small deposit before work begins. Legitimate contractors do not require full payment upfront.
Minor repairs take 1-5 days. Roof repairs 1-3 days. Full replacement 1-2 days. Water damage remediation 1-2 weeks. Structural repairs may take weeks to months depending on scope and contractor availability.
Estimates only · Not professional advice